Is Bermuda expensive? What things really cost in 2026
Short answer
Bermuda is one of the most expensive places in the world to visit: even a careful budget day is about US$220 per person, mid-range about US$390. Nearly everything is imported, land is scarce, and hotels add a government occupancy tax plus resort or service charges that often total 20–30% on top of the room rate.
Daily budget: backpacker, mid-range, luxury
| Budget | Mid-range | Comfort | |
|---|---|---|---|
| Bed (per person, sharing) | US$120 | US$200 | US$400 |
| Food & drink | US$60 | US$110 | US$200 |
| Sights & tickets | US$20 | US$50 | US$100 |
| Local transport | US$19 | US$30 | US$90 |
| Per person, per day | US$219 | US$390 | US$790 |
Approximate 2026 prices, two people sharing a room. From our Bermuda day-cost table.
What things cost
| Item | Typical price* |
|---|---|
| One-day bus and ferry transportation pass | about US$19 |
| Three-day transportation pass | roughly US$45–55 |
| Taxi from L.F. Wade airport to Hamilton | about US$40–50 |
| Fish sandwich on raisin bread | about US$15–20 |
| Rum Swizzle at the Swizzle Inn | about US$14 |
| Harbourfront dinner main in Hamilton | about US$35–50 |
| National Museum of Bermuda ticket | about US$20 |
| Budget guesthouse double, before taxes | about US$220–320 |
* Approximate prices, October 2026. They change with season and exchange rates.
Where the money goes
Most of the money goes on beds: guesthouses and apartments in Paget or Pembroke start around US$220–320 a night, Hamilton hotels US$300–480 and south shore resorts US$550–1,200, and the taxes and fees add a large slice on top. Eating out is the second biggest cost, with restaurant mains of US$35–50 and supermarket prices well above US or European levels. Transport can be cheap if you use the shared bus and ferry pass; visitors cannot rent standard cars, and taxis or rented two-seater electric cars (about US$100–180 a day) are expensive. Sights are moderately priced.
When it is cheaper
From November to March, when it is too cool for most swimmers, hotel rates are usually noticeably lower, often by roughly a quarter to a third, and the island is quiet.
How to spend less
- Buy a multi-day bus and ferry pass instead of paying cash fares or taking taxis.
- Choose a guesthouse or apartment with a kitchen and cook some meals; groceries cost less than restaurants.
- Eat fish sandwiches at takeaway counters such as Art Mel's Spicy Dicy or Woody's rather than sit-down restaurants for lunch.
- Spend your days on the free public beaches and the Railway Trail rather than paid excursions.
- Compare hotel totals including occupancy tax and service charges, not headline room rates.
- Visit the Dockyard and Horseshoe Bay early or late on cruise-ship days, so you are not pushed into paid alternatives by crowds.
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Common questions
Why is Bermuda so expensive?
Almost everything is imported, land is scarce and hotel bills add occupancy tax and service charges, often 20–30% on top of the rate.
Can I use US dollars in Bermuda?
Yes. US dollars are accepted everywhere at par with the Bermuda dollar.
How much is a day in Bermuda?
About US$220 per person on a budget, about US$390 mid-range and about US$790 in comfort.